HDB has opened 7,964 Build-To-Order flats across seven projects in Bedok, Geylang, Sembawang, Tengah, Toa Payoh and Yishun, with applications closing on Wednesday 11 November and HDB's indicative prices ranging from S$131,000 to S$832,000 before grants.
TL;DR
- HDB's November 2026 BTO exercise offers 7,964 flats in seven projects; applications close on 11 November (closing time not stated in the reports we checked).
- Indicative prices, excluding grants, run from S$131,000 for a Plantation Dew 2-room Flexi flat to S$832,000 for a Toa Payoh Hillside 4-room flat with balcony, according to HDB's price annex.
- Analysts quoted by EdgeProp expect strong competition, with Toa Payoh Hillside seen as the most in demand; these are forecasts, not results.
Which towns and projects are in the November 2026 BTO exercise?
A Build-To-Order (BTO) flat is a new public housing flat sold by the Housing and Development Board (HDB), Singapore's public housing authority, and built after enough buyers apply. The seven projects are Sembawang Anchor (1,310 units), Plantation Dew in Tengah (710), Chencharu Acres in Yishun (1,582), Bayshore Sails (1,637) and Bayshore Oasis (855) in Bedok, Merpati Meadow in Geylang (438) and Toa Payoh Hillside (1,432). Toa Payoh Hillside is classed as Prime, Sembawang Anchor falls under the Shorter Waiting Time scheme, and the Bayshore and Merpati projects are Plus, according to EdgeProp. Toa Payoh Hillside is the only project with Community Care Apartments (CCAs), 256 units on a 40-year lease.
How much do the flats cost?
HDB's annex gives indicative price ranges, which exclude grants and assume 99-year leases unless noted:
- Sembawang Anchor 4-room: S$312,000 to S$428,000; 5-room: S$479,000 to S$614,000.
- Plantation Dew 4-room: S$339,000 to S$445,000; 5-room: S$494,000 to S$626,000.
- Chencharu Acres 4-room: S$353,000 to S$428,000.
- Bayshore Sails 4-room: S$580,000 to S$758,000; Bayshore Oasis 4-room: S$559,000 to S$786,000.
- Merpati Meadow 4-room: S$545,000 to S$726,000.
- Toa Payoh Hillside 4-room: S$558,000 to S$796,000; CCA flats from S$151,000 to S$192,000.
Waiting times, measured by HDB from the median selection month to median projected completion, range from 34 months at Sembawang Anchor to 45 months at Toa Payoh Hillside.
Who can apply, and what changed?
The monthly household income ceiling is S$16,000 for families (up from S$14,000) and S$8,000 for singles (up from S$7,000) for Home Ownership Eligibility letter applications from 24 August 2026, according to EdgeProp and Little Big Red Dot. Little Big Red Dot also reports that seniors can now apply for a CCA from age 55, down from 65, and that first-timer couples can receive an Enhanced CPF Housing Grant of up to S$120,000 and singles up to S$60,000. Check eligibility with HDB.
How competitive could the exercise be?
Huttons' Lee Sze Teck expects applicants to pass 30,000, with an application rate above 3.7, while PropNex's Kelvin Fong expects roughly 3.5 to 4.0 times, according to EdgeProp (4 November 2026). Final figures will only be known once HDB publishes them.
Why it matters
For buyers weighing BTO against resale or private options, the annex shows how widely prices differ by town and by tier. Prime and Plus projects sit well above Standard locations at the same flat size. For wider Singapore market context, see our report on Singapore private home prices in Q3 2026 at https://propertynewsasia.com/singapore-private-home-prices-rise-1-4-in-q3-2026-as-completions-jump-and-vacancy-reaches-7-2-ura-data-show/ and our regional survey piece at https://propertynewsasia.com/asia-property-asking-prices-q3-2026-hong-kong-singapore/
What is not confirmed?
The closing time on 11 November, the date of ballot results and the final application rates are not stated in the sources we checked. Prices are indicative, and flat-type availability varies by project. This is not property advice.
Frequently Asked Questions
When do applications for the November 2026 BTO close?
Applications close on Wednesday 11 November 2026, according to Little Big Red Dot. EdgeProp reports a 11.59pm deadline.
How many flats are in the November 2026 BTO exercise?
HDB launched 7,964 flats across seven projects. Toa Payoh Hillside has the most flats among the Prime and Plus projects at 1,432, and Bayshore Sails has the most overall at 1,637.
What is the income ceiling for a BTO flat?
S$16,000 a month for families and S$8,000 for singles, for eligibility applications from 24 August 2026. Confirm current rules with HDB.
Sources and Method
Drafted from HDB's Annex A for the November 2026 BTO exercise, EdgeProp (4 November 2026) and Little Big Red Dot (5 November 2026). Analyst forecasts are attributed. Cover photo: Toa Payoh HDB by Terence Ong, CC BY 2.5, via Wikimedia Commons.